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Using Employer Group Benefits for Autism Therapy

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Some employer group benefit
plans cover psychology,

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speech therapy and
occupational therapy under

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paramedical benefits.

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For example, the federal
Public Service Health Care

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Plan lists a $5,000 yearly
maximum for psychological

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services and reimburses 80%
of eligible expenses.

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If both parents carry
coverage, use

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the birthday rule: the
parent born earlier in the

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calendar year submits first,
then the remaining balance

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goes to the other parent's
plan as secondary coverage.

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Together, the two plans
cannot pay more than 100%

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of the eligible expense.

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Request a separate receipt
for each type of therapy

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your child receives.

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Coordinate spouses’ plans
and claim the unreimbursed

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part on your tax return.

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Read the guide
www.endthewaitontario.com/answers/group-benefits-autism-therapy-ontario