Using Employer Group Benefits for Autism Therapy

Using Employer Group Benefits for Autism Therapy Some employer group benefit plans cover psychology, speech therapy and occupational therapy under paramedical benefits. For example, the federal Public Service Health Care Plan lists a $5,000 yearly maximum for psychological services and reimburses 80% of eligible expenses. If both parents carry coverage, use the birthday rule: the parent born earlier in the calendar year submits first, then the remaining balance goes to the other parent's plan as secondary coverage. Together, the two plans cannot pay more than 100% of the eligible expense. Request a separate receipt for each type of therapy your child receives. Coordinate spouses’ plans and claim the unreimbursed part on your tax return. Read the guide www.endthewaitontario.com/answers/group-benefits-autism-therapy-ontario