Is ABA Therapy Covered by Insurance? Ontario Guide

ABA therapy (often considered "educational") is commonly NOT covered by extended health benefits.

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Is ABA Therapy Covered by Insurance? Ontario Guide Coverage depends on the plan, service, provider, and documentation. Obtain the insurer's current confirmation before treatment or payment, including any referral, pre-authorization, or documentation requirement. Some plans distinguish between "speech therapy" (covered) and "speech assessment" (not covered). ABA therapy (often considered "educational") is commonly NOT covered by extended health benefits. Most employer-sponsored health plans include coverage for paramedical services like psychology, speech therapy, occupational therapy, and naturopathic medicine. Read the guide www.endthewaitontario.com/autism-insurance-ontario

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ABA therapy (often considered "educational") is commonly NOT covered by extended health benefits. A short explainer with music and captions. 51 seconds.

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Facts 3
Sources 2

1 in 50

According to the 2019 Canadian Health Survey on Children and Youth, about 1 in 50 children and youth aged 1 to 17 in Canada had an autism diagnosis

Primary source Public Health Agency of Canada (2024) Verified 2024-03-26

22.5%

Only 20,711 children have active funding agreements (22.5%), less than one in four

Primary source MCCSS FOI via OAC · May 2026 Verified 2026-11-03
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Last system verification: 2026-11-03. Next scheduled update: 2027-02-01.

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Written by Spencer Carroll

Founder & Autism Advocate

Lived experience: Parent of autistic child in the OAP system