Cost Calculator

Autism Therapy Cost Calculator

Intensive autism therapy in Ontario costs $60,000-$180,000 annually. OAP funding covers only 10-15% of actual costs after 2-5 years of waiting. Use this calculator to see your estimated expenses and the funding gap your family faces. The numbers explain why parents are remortgaging homes and draining retirement savings.

$120,000

Average annual therapy cost

10-15%

Covered by OAP funding

$100,000+

Out-of-pocket per year

Calculate Your Costs

Calculate Your Estimated Costs

In critical early intervention window

Research recommends 25-40 hours for children under 6

Understanding the Numbers

Why Therapy Costs So Much

  • Highly trained professionals

    BCBAs require master's degrees and 2,000+ supervised hours

  • Low therapist-to-child ratio

    1:1 therapy means dedicated attention

  • High intensity requirement

    25-40 hours/week recommended for young children

  • Provider shortage

    High demand, limited supply drives prices up

Why Funding Falls Short

  • Political calculation

    Budgets set by fiscal policy, not clinical need

  • Needs assessment disconnect

    Funding levels don't match actual service costs

  • Growing demand

    1 in 50 children diagnosed, overwhelming system

  • Lack of political will

    Autism families are a small voting bloc

The Human Cost

  • • 50% of autism parents report financial strain
  • • Average autism family spends 13% of income on therapy
  • • 35% use home equity or retirement savings
  • • 40% of marriages experience significant stress
  • • Many children receive no therapy while waiting
  • • Siblings go without activities and resources
  • • Career advancement sacrificed for caregiving
  • • Long-term financial security compromised

Frequently Asked Questions

How much does intensive autism therapy cost in Ontario?

Intensive ABA therapy (25-40 hours/week) costs $60,000-$180,000 annually in Ontario. This includes direct therapy ($60-120/hour), BCBA supervision ($150-200/hour), and additional services like speech therapy. The OAP provides only $5,000-$55,000, covering 10-40% of actual costs.

What percentage of autism therapy does OAP funding cover?

On average, OAP Childhood Budgets cover only 10-15% of actual therapy costs. The average budget of $8,000-$12,000 covers roughly 80-120 hours of therapy - far below the 1,300+ hours recommended annually for intensive intervention.

How do Ontario families afford autism therapy?

Families use multiple strategies: remortgaging homes, draining retirement savings, crowdfunding, taking on debt, one parent leaving work to provide therapy, using RDSPs, tax credits (DTC), and sometimes going without necessary therapy entirely.

These Numbers Are Unacceptable

No family should have to choose between their child's therapy and their financial future. Demand that Ontario fully fund evidence-based autism therapy.

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