The DTC (Form T2201) is a federal tax credit for severe and prolonged impairment. Approval reduces income tax ($10,138 disability amount, 2025 CRA rate) and unlocks other benefits like the Child Disability Benefit (up to $3,411/year, 2025–26) and the Registered Disability Savings Plan (RDSP).

Source: CRA Disability Tax Credit

The Registered Disability Savings Plan (RDSP) allows long-term saving with generous government matching (up to 300% grants). Low-income families can receive up to $1,000/year in bonds without contributing. Withdrawals effectively begin at age 60, making it a powerful retirement security tool.

Source: Government of Canada RDSP

SSAH provides funding for respite and personal growth programming for children with physical or developmental disabilities. It is separate from OAP. Families can receive funding to hire respite workers or pay for camps/classes. Waitlists for SSAH can also be 1-2 years.

Source: MCCSS SSAH Program

ODSP offers financial assistance (~$1,368/month) and health benefits for Ontario residents with disabilities who are in financial need. It covers basic living expenses and provides drug/dental coverage. Eligibility is means-tested (asset limits apply).

Source: ODSP Program Details